While the benefits offered across employee groups and bargaining units are very similar, this page details the benefits available specifically to Non-Represented and Elected Official Staff. If you are a new employee, please reference our New Employee Benefits page for enrollment information and directions.
🍎 Open Enrollment for 2027 occurs 10/20/26 - 11/06/26.
| News & Information for 2027 | |
|---|---|
| Moda Health | New for 2027! Moda medical plan members can sign up for Garner Health, a benefit that reimburses eligible out-of-pocket medical expenses when receiving care from Garner-identified top providers. |
| Kaiser | Launched in 2026 and continuing in 2027, through Kaiser's Healthy Rewards Program, members can earn up to $150! Funds are deposited onto a pre-paid VISA card after completing health-related activities. |
| BenefitHelp Solutions (FSA Plans) | BenefitHelp Solutions continues as the County's FSA Administrator in 2027! FSA plans end on 12/31 every year - don't forget to re-enroll during Open Enrollment and select your 2027 goal amount. Note: Open Enrollment changes must be submitted in order to be saved. FSA Questions? Attend an Info Session with BHS! |
This information is not complete. Find out more on the Open Enrollment page or attend a virtual Open Enrollment Q&A Session!
Medical/Dental Comparisons and Cost Charts
Dependents
Who can I enroll in my plan(s)? Information on eligible dependents.
Medical & Vision Coverage
The County offers medical plans through Kaiser (HMO) & Moda (PPO).
Medical Plan Information: Kaiser | Moda | Alternative Care (Kaiser & Moda)
Medical Coverage Requirements: You must enroll in a County medical plan unless you already have qualifying coverage elsewhere.
Medical Plan Opt Out: If you have outside qualifying coverage, you can opt out of County medical coverage and receive an opt-out credit.
What Qualifies: Group plans from another employer, Medicare, Medicaid (e.g., OHP, Apple Health), VA, or TRICARE.
What Does NOT Qualify: Plans purchased through the Healthcare.gov Marketplace.
Vision Plan Information: Visit the Kaiser or Moda medical pages for details on your vision plan, which is included with your medical coverage.
Note: The Moda Major Medical plan does not include vision coverage.
Dental Coverage
Enrolling in dental coverage is optional. There are three dental plans available: Kaiser 15, Moda Delta 50, and Willamette Dental.
Optional Enrollment: You can enroll in dental coverage even if you opt out of County medical coverage.
Mix & Match Flexibility: You can select a different benefit provider for dental than the one you choose for medical.
Dental Plan Information: Kaiser Dental | Moda Delta Dental | Willamette Dental
Optional Benefits (Employee-Paid)
There are several optional benefits that employees can select to enroll in and pay for.
Flexible Spending Accounts (FSAs), administered by BenefitHelp Solutions (BHS)
A Flexible Spending Account (FSA) lets you put money from your paycheck before taxes are deducted (aka “pre-tax deduction”) into an account to pay for out-of-pocket health, dependent care, and/or commuting expenses. Your FSA account contributions are not taxed, so your money goes further for these kinds of everyday expenses. Additionally, they reduce your overall taxable income which may result in further tax savings.
Multnomah County offers three types of FSAs:
Medical FSA - Used for covered medical, dental, and vision expenses (such as copays, deductibles, and prescriptions) for you and your tax dependents.
Dependent Care (DCAP) - Covers care for eligible dependents so you can work—including childcare, preschool, after-school programs, and eldercare.
Transportation Reimbursement Plan (TRP) - Covers eligible work-related transit commuting and parking expenses.
You can apply for supplemental life insurance to have in addition to your County-paid basic life insurance up to a maximum of $500,000 for yourself and $500,000 for your spouse/domestic partner. The County does not offer policies for children.
You can apply at any time through Workday, but there are few guarantee issue periods where you can be approved for up to $200,000 total for yourself and up to $50,000 total for a spouse/domestic partner without needing to complete a medical form (EOI):
Within 31-day of hire or becoming newly benefit-eligible
Within 60 days of a new marriage/domestic partnership
Within 60 days of a divorce or dissolution of domestic partnership
Within 60 days of adding a new child to your family through birth/adoption/placement
In addition, there is a special guarantee issue opportunity during Open Enrollment for existing policies under $200k. See the Open Enrollment page for more information.
Long Term Care Insurance (LTC)
This optional benefit provides coverage if you or your enrolled spouse/domestic partner need long term care at home, in assisted living or at a nursing facility.
You can apply for LTC at any time, but are guaranteed approval up to $175,000 if submitted within 31 days of hire. Visit our LTC portal for more information, to submit an application, or to set up a meeting with our LTC provider, Trustmark.
County-Paid Benefits
Many benefits are provided to you at no cost. Find more information below.
(NonRep ONLY) Health Reimbursement Arrangement (HRA VEBA)
Enrollment in this County-funded account is automatic based on your employee group. This account reimburses out-of-pocket health care expenses incurred by you, your spouse, or your dependent children.
Elected Official Staff are not eligible for this benefit.
Short-Term Disability Coverage
This coverage provides partial salary replacement due to injury/illness after a 30-day waiting period. Note: Paid Leave Oregon claims may impact your payout amount. Contact leave.information@multco.us for information.
Basic Life Insurance - 1x annual salary, up to $250,000
The County provides this Basic Life Plan at no cost to you. You can assign and change your beneficiaries in Workday anytime.
Employee Assistance Program (ComPsych)
The Employee Assistance Program (EAP) helps you privately solve problems that may interfere with your work, family, and life in general. EAP services are FREE to you, your dependents, and all household members, even those not related to you. Note: For longer-term care, or prescriptions, using the services offered by your medical plan may be more beneficial.
The Employee Wellness team is dedicated to providing resources to enhance employee well-being, including: access to County fitness centers, gym discounts, Insight Timer app access, discount codes/tickets, Wellness workshops, and much more!
Long-Term Disability Coverage (LTD)
This coverage provides partial salary replacement due to injury/illness after a 90-day waiting period.
The County provides a TriMet Hop Fastpass to all benefit-eligible employees at no cost. The Hop Fastpass can be used on all TriMet buses, MAX, Streetcar, WES, and C-Tran non-express routes. Passes are not sent automatically. Fill out the TriMet agreement form to request that your pass be mailed to you.
This program is provided through The Standard and can help with services while traveling 100 or more miles from home.
Benefit Partners
Childcare Partners
The County partners with KinderCare to offer employees childcare options and tuition savings on some childcare services. Find more information here: Child Care Resources (KinderCare)
The EAP Program (ComPsych) can help you find a childcare provider!
Caregiver & Elder Care Resources
AGIS Networks' Caregiving Exchange offers caregiving and long-term care information, tools and resources.
The EAP Program (ComPsych) can also help you find elder care resources.
Home Loan and Financial Services
Mechanics Bank (formerly HomeStreet Bank) offers select mortgage, personal loan and banking benefits. These benefits include closing cost savings on a home purchase or refinance, discounted rates on personal/car loans, free workplace checking, and financial fitness resources. Find all the details on the Mechanics Bank website or call their customer service at 503-227-3956.
Mechanics Bank Affinity Flyer (1.08 MB) Edit file
Open Enrollment
Open Enrollment occurs in the Fall (mid/late Oct-early Nov). Open enrollment is a specific window of time each year when you can sign up for, change, or potentially drop your County health insurance and other benefits. Outside of this designated period, you generally cannot modify your coverage unless you experience a major life event, such as within 60 days of adding or losing an eligible dependent.
Retirement Benefits
PERS - If you have questions about PERS, please contact pers@multco.us.
Deferred Compensation (457b Retirement Savings Plan through VOYA) - If you have questions about this retirement savings account, please contact deferred.comp@multco.us.
Retiree Benefit Information - Whether you are just about to retire, or have barely starting to think about it, you can find more information on this page.